By NAHT Personal Financial Services, provided by Skipton Building Society
As a school leader you’ve had a busy career putting the needs of others first. When the time comes, you therefore deserve a retirement that’s tailored around you.
Have a think about how you want to spend those days. What would you like your retirement to look like? Everyone is different, and your ideal retirement will look completely different from the next person’s. It really is all about you and your needs here.
Once you’ve got an idea about what you want your retirement to look like, the next thing to think about could be to seek a little retirement planning advice. With the right plan and execution, so much is possible – it could even set you on course for a better future.
We understand September’s likely to be a busy month with the start of a new school year, but as it’s also Pension Awareness Week during this month, it seems like a perfect opportunity to broach the subject.
Do you even need retirement planning advice?
It’s true – it’s possible to retire without ever having a chat with someone that knows their stuff.
But you could benefit from at least an initial discussion about your retirement plans. Even if it’s simply just to gain some reassurance to tell you that you’re on the right track. After all, retirement is one of the most important periods of your life, you’ll therefore want to make sure you’re doing all you can to make it as enjoyable as possible.
Let an advisor do some of the hard work for you
When it comes to retirement planning, the crucial thing is to have a smart and adaptable strategy which considers the possibility of your income needs changing over time. For instance, whilst today’s retirees enjoy better healthcare and higher life expectations than previous generations, longer lives could also mean more expensive care bills later down the line.
But that’s where some expert advice could make all the difference. An advisor will find out what’s important to you, what you’d like to achieve during retirement and look at what plans you already have in place – this includes reviewing if there are any ways you could use your other personal finances to support your retirement planning too.
Things an advisor can help you to consider:
- How much you need to save to fund your retirement lifestyle
- The level of risk you’re comfortable taking with your money
- Ways you could use your other savings and investments to support your retirement lifestyle.
Retirement planning with NAHT Personal Financial Services
All told, planning towards your retirement requires proper consideration, skill and knowledge. Speaking to an expert could help you build a retirement plan to suit your needs. It could help to set you on the right path towards achieving the retirement you’ve always dreamed of.
NAHT Personal Financial Services are here to help NAHT members like you. A meeting with one of our expert financial advisors could make a difference to the financial choices you make.
- We’ll find out what’s important to you and what you’d like to achieve during your retirement
- If you have existing financial plans in place, we’ll check to see how these are working for you now and how they feature in your plans going forwards
- Together we’ll come up with a tailored plan that could help you get more from your finances.
NAHT Personal Financial Services are proud to offer a No Pressure Promise. You’ll have the time you need to think over their recommendations, with no obligation to act. There’s no upfront fee to hear our advice either, and you’ll only pay a charge if you decide to go ahead with our recommendations.
Our recommendations are likely to include stock market-linked investments. These aren’t like bank and building society savings accounts as your capital is at risk and you might get back less than you originally invested.
To find out if financial advice might be right for you, get in touch today to book your free initial consultation:
Call 0800 121 4596
NAHT Personal Financial Services is a trading name of Skipton Building Society, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted Financial advice. Principal Office, The Bailey Skipton. N. Yorks BD23 1DN