How could a financial advisor help me?


In short, there are several different ways a financial advisor could help you. Ultimately, it comes down to your personal circumstances and needs.

When we talk about your circumstances and needs, we’re referring to your current financial situation and your medium to long-term goals. It might be planning for that dream retirement when those school days are finally over, putting money away for your loved ones or simply trying to get more from the money you already have.

A financial advisor will aim to get your money working for you in a way that could help you to achieve your future goals. They could help you to look at things in a different way and feel more confident about making financial decisions.


What does a financial advisor do?

  1. They get to know you

Financial advice isn’t about an advisor diving in headfirst to try and sell you a product. A financial advisor is here to find out about what’s important to you.

When your first meet with an advisor they’ll take the time to find out about your circumstances and what it is you’d like to achieve.

They’ll find out about your financial position, your lifestyle, spending habits and your future goals and aspirations.

This is so they can act in your best interests when it comes to building you a plan.

  1. They come up with a plan tailored to you

It’s only once they’ve got to know you, your advisor will look at coming up with some solutions. A tailored plan that maps out your financial future in a way that you could understand, value and trust.

As part of your plan your advisor might recommend investing to potentially strengthen your finances. At this point they’ll talk to you about the level of risk you’re willing to take in return for the potential of higher growth in the long run. They’ll also look at how long you’re prepared to invest your money for – which should typically be five years or more.

After this first appointment, your advisor will go away and do their homework. They’ll create a personalised plan built around you and those all-important long-term goals.

  1. They help you to make and implement those plans

Next your advisor will invite you back to explain their recommendations in full, in a clear and simple way that you can understand.

They’ll also discuss how much help you might need to put your plan into action. If you don’t want to go ahead with the plan, you can walk away there and then. It’s your choice completely and it doesn’t cost you a penny.


Do I need a financial advisor?

As a busy school leader it might be that your own financial planning needs aren’t at the top of your to-do-list, but sometimes it can prove really worthwhile to take a step back and think about your own needs once in a while – including your financial future. Creating a financial roadmap for the future you want involves a close look at your finances – and this is where a financial advisor’s expert knowledge could come in really useful.

For example, have you ever taken some time to think about how much money you’ll need in retirement? Research has found that one in three of us don’t know the answer to this question1. It’s these sorts of things an advisor could help you with.

All being well they’ll produce a financial road map that provides you with clarity about your financial future. It could help you to know where you’re heading, and when you’re likely to arrive.


A good time to get your finances in shape

NAHT Personal Financial Services are here to help NAHT members like you. A meeting with one of our expert financial advisors could make a difference to the financial choices you make.

  • We’ll find out what’s important to you and what you’d like to achieve with your money.
  • If you have existing plans, we’ll check to see if these are working for your current circumstances.
  • Together we’ll come up with a tailored plan that could help you get more from your finances.
  • A lump sum of at least £20,000 or £500 a month to invest.

NAHT Personal Financial Services are proud to offer a No Pressure Promise. You’ll have the time you need to think over their recommendations, with no obligation to act. There’s no upfront fee to hear our advice either, and you’ll only pay a charge if you decide to go ahead with our recommendations.


Our recommendations are likely to include stock market-linked investments. These aren’t like bank and building society savings accounts as your capital is at risk and you might get back less than you originally invested.


Get in touch today to book your free initial consultation by requesting a call back or calling 0800 121 4596 to find out if financial advice might be right for you.



1Unbiased – One in three Brits don’t know how much pension to save (2020)

NAHT Personal Financial Services is a trading name of Skipton Building Society, which is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority , under registration number 153706, for accepting deposits, advising on and arranging mortgages and providing Restricted financial advice. Principal Office, The Bailey Skipton. N. Yorks BD23 1DN